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(201) 482-8282 • 45 Eisenhower dr. ste 220 paramus, nj 07652

Alpine Financial Services Group is an Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY. Securities product and advisory services offered through Park Avenue Securities, LLC. (PAS), member FINRA, SIPC. OSJ: 990 Stewart Avenue, Ste 200, Garden City, NY 11530. 516-745-5600. PAS is an indirect, wholly-owned subsidiary of Guardian. Alpine Financial Services Group is not an affiliate or subsidiary of PAS or Guardian. Check the background of this firm on FINRA's BrokerCheck. This material is intended for general public use. By providing this material, Alpine Financial Services Group is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation. Important Disclosures